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Of all the merchant cash advance companies on our list, Libertas Funding offers the largest advance amounts—up to $1 million.

To qualify for an MCA from Libertas, you need to have at least six months in business, a minimum credit score of 550, and annual revenue of $150,000. You can apply for an MCA from Libertas quickly and easily online and receive a decision within 24 hours. Once you’ve agreed to your offer, you can receive funds in your bank account within 24 to 72 hours.

Libertas offers repayment on a daily or weekly basis and, according to their website, repayment terms typically range from three to 12 months.

In terms of fees, Libertas charges a 3% administrative processing fee, as well as factor fees which vary based on your business qualifications. Additionally, Libertas offers both prepayment and loyalty discounts.

On the whole, Libertas is another worthwhile option for quick access to funds—especially for businesses looking for MCAs in larger amounts.